✅ Most Asked IPO Questions — Answered
---
1️⃣ What is an IPO?
IPO = Initial Public Offering. It’s when a private company sells its shares to the public for the first time and gets listed on the stock exchange.
---
2️⃣ Who can apply for an IPO?
Anyone with a valid Demat & Trading account can apply — this includes individuals, HNIs, companies & institutions.
---
3️⃣ Is it safe to invest in an IPO?
Mostly safe for well-known companies — but not guaranteed profit. Always check company background, financials, expert reviews & GMP before investing.
---
4️⃣ What is the minimum amount needed for IPO?
You must buy at least 1 lot, which usually costs from ₹10,000 to ₹15,000 — depends on price band and lot size.
---
5️⃣ What is Cut-Off Price?
Cut-off price means you agree to buy at the final price decided by the company. It improves your chances of getting shares.
---
6️⃣ What is GMP in IPO?
GMP = Grey Market Premium.
It’s the extra amount people pay unofficially before listing. It shows expected listing price but is not official.
---
7️⃣ How is IPO allotment done?
If an IPO is oversubscribed, shares are allotted by lottery. So, not everyone may get shares — it depends on luck & lots applied.
---
8️⃣ What happens if I don’t get shares?
Don’t worry! The money blocked via UPI or ASBA will be released automatically back to your bank account in a few days.
---
9️⃣ Can I sell IPO shares immediately?
Yes. Once the shares are listed, you can sell them anytime through your Demat account.
---
🔟 How to increase chances of IPO allotment?
✔ Apply at cut-off price
✔ Use multiple Demat accounts in family (not multiple applications from same account)
✔ Apply in retail quota (up to ₹2 lakh)
---
1️⃣1️⃣ What is ASBA?
ASBA = Application Supported by Blocked Amount.
Your bank blocks the IPO amount instead of taking it upfront — money stays in your account until shares are allotted.
---
1️⃣2️⃣ Which brokers are good for IPO?
Top trusted brokers in India are Zerodha, Upstox, Angel One, Groww, Paytm Money — all have easy online IPO apply options.
---
✅ Conclusion
Hope this FAQ cleared your doubts about IPOs! For the latest IPO news, upcoming IPO lists, allotment dates & reviews — stay tuned with RideIntel!
👉 Have more questions? Drop them in comments and I’ll answer them in the next post!
Ahmedabad